Friday, September 23, 2011

Friday...it is the weekend

Most of us spend wayyyy (yes that much way) too much money on the weekends. I know so many people who can go to the bar before the game, or to the bar a night and spend $100+. Are you kidding me? That money is wasted. Sure getting wasted is sure fun but is it worth paying the premium of drinking at a bar. I personally prefer having people over and saving the money.

Alcohol is a funny thing...you only rent it. You pay for it to enter your body, and then you release it. It is empty calories, costs plenty of money, and isn't a good way to Dent Your Debt. Limit yourself and you can easily loosen the belt on your budget.

Thursday, September 22, 2011

2nd Job cont...

So I'm now officially in the 2nd job boat. I always said I'd only do it if I have to, but I don't this day and age. I have all of my student loans paid off, no credit card debt, and really just my wife's student loans.

This 2nd job has been a great opportunity to help fund our new house projects without dipping into any of our savings and funds. It isn't all that much but it definitely helps. I work 10 hours a week extra which doesn't sound like much but it does add up.

Do you have a 2nd job? Are you looking for one? Just don't burn yourself out if you do make that choice.

Wednesday, September 21, 2011

Oh goodness!

It has been a long time since I posted and I apologize. I'm ready to make a better commitment to my blog.

Updates:

I've since moved on relationship wise, looked out into the world and found my now very loving wife. She is amazing. Here goes -- she is on the plan...not my plan, not her plan but our plan. We both set goals to figure out what is most important. Remember this friends...it isn't a single plan for a person but a plan for a family (when you are married). Remember that if you break part of the plan you aren't just breaking your own but you are also hurting your partner's plan too.

Anyway! We bought our first house that is a fixer upper. We have lots of work to do which isn't a big deal. I like the challenge! That has been taking our extra money and eating it up fast. I don't have a problem with that as we expected it. The upstairs is almost done for now and we've since started on the basement.

Now that we are all caught up -- I'll be posting more details, thoughts, and ideas!

Invest smart, wise, and for the long haul. Quick bucks may seem nice but the risk is generally higher. If you are in the same boat as me -- risks can cost you your budget for the month/year.